Better Rate, 100% Offset, Split Loan, Fixed/Variable, Interest Only or Principal & Interest........We are specialists in mapping it out so it just makes sense.

Refinancing or restructuring your loan often be an effective way of ensuring that your mortgage plan and structure remain inline with your financial strategy. As times goes on, mortgage products change and so refinancing usually means more competitive pricing, fees and smarter features.

Reasons to Refinance

  • Interest rate costs - the difference between a few basis points can make a staggering difference to the amount of interest you pay over the life of your mortgage. 

  • Fixing all / part of your loan - while interest rates are at record low levels, so are fixed rates.  Why not consider splitting your loan and fixing a portion to have certainty with your financial commitments?

  • Switching Product - mortgage products and policies are ever changing.  What was once the most competitive rate going round may now seem old and expensive.  Our brokers have access to the latest tools to search the mortgage market and go through hundreds of different products
  • Cash Out - access equity from your property to use for any acceptable purpose - renovations, investment, purchase a vehicle etc

The Effects of Additional Payments on your Loan