COMMERCIAL AND PROPERTY-SECURED FINANCE

Private Loans Australia – Property-Secured Finance Solutions

Fast and Flexible Private Lending Solutions for businesses, property investors and developers, when traditional finance is too slow or restrictive.

Request a Private Loan Assessment

Private Lending When Timing and Flexibility Matter

private lending australia

Through our network of private lenders and specialist funders, we arrange commercial private lending and other forms of property-secured finance when traditional bank lending is too slow, too restrictive or does not suit the transaction.

Whether you need to complete an urgent settlement, access property equity, refinance an expiring facility or fund a commercial project, our brokers can assess your scenario and identify suitable private lending options.

Types of Private Lending We Arrange

  • Commercial Private Loans

    Working capital, acquisitions, refinancing and time-sensitive opportunities.

  • Second Mortgages

    Access available property equity without immediately refinancing the first loan.

  • Bridging and Urgent Finance

    Short-term funding for purchases, settlements and expiring facilities.

  • Property-secured Business Loans

    Release equity for an approved business or commercial purpose.

  • Development Finance

    Funding for acquisition, construction, project completion or residual stock.

  • Solicitors’ Funds

    Specialist short-term structures supported by a clear exit strategy.

Find Out If You Qualify
private lending rosh partners

Private Lending Designed Around Your Property and Exit Strategy

Unlike traditional banks, which generally rely heavily on standard income verification and servicing calculations, private lenders place greater emphasis on:

  • The value and type of property being offered as security

  • The required loan amount and loan-to-value ratio

  • The purpose of the funds

  • The borrower’s experience and overall circumstances

  • A clear and realistic exit strategy

What to expect

A Straightforward Private Loan Process

Initial Assessment

Compare Lenders

Review the loan, security, purpose, deadline and exit.

Approach appropriate funders and assess indicative terms.

Formal Approval

Complete valuation, due diligence and lender conditions.

Settlement

Coordinate documents, solicitors and release of funds.

Frequently Asked Questions

  • Private loans can often be assessed more quickly than conventional finance. Timing depends on the valuation, supporting information, legal work and lender requirements.

  • Residential, commercial, industrial, development or vacant property may be considered, depending on the lender.

  • Some private lenders offer alternative verification options, although documentation requirements vary.

  • Some lenders may allow prepaid or capitalised interest, subject to the available equity and loan structure.

  • They generally cost more than standard bank finance due to the speed, flexibility and complexity involved.

Why use Rosh Partners as your broker

We take the complexities out of choosing the right loan, making it easier for you to make informed financial decisions

  • We have time for you. Our brokers work directly with you throughout the home loan journey. We answer your call when you call and action everything digitally, fast and efficiently

  • We liaise with all third parties including your solicitors, buyers agents so that there are no last minute surprises

  • We periodically review your loan post settlement to ensure your rate remains competitive throughout the term.

Talk to us today