Private Banking Solutions for High Net Wealth Clients
Tailored Private Banking Solutions
At Rosh Partners, we specialise in providing exclusive mortgage solutions through private banking relationships, designed specifically for high net worth and emerging wealth clients. With over 20 years of experience as professional mortgage brokers, we understand the unique financial requirements and complexities that come with significant wealth.
We work closely with a network of leading private banking lenders to offer our clients greater choice, flexibility, and tailored service. Whether you’re self-employed, hold complex trust or company structures, or have significant investment portfolios, our team has the expertise to navigate intricate financial arrangements and present your application in the most favourable light.
Private Banking Experience
Experience a more strategic and rewarding lending relationship with a private banking solution tailored to you. Contact the team at Rosh Partners to discuss how we can support your goals with our trusted private banking expertise.
Our Private Banking service includes:
Access to a panel of private banking and premium lenders
Expert guidance on navigating complex income and asset structures
Bespoke lending strategies tailored to your short and long-term goals
Discreet and personalised service throughout the entire process
Our Private Banking policies include:
Cash Liquid Asset test (CLA)
In instances where the standard serviceability assessment results in a shortfall, this may be mitigated by the client’s Cash Liquid Assets as a serviceability proxy.
Like for Like Refinance (L4L)
The scope of income verification for self-employed individuals isn’t limited to the use of company wages, and where appropriate, individual borrowers and home loans can be in a company name.
Defined Events / Reasonable Plan
Short-term finance (up to 5 years) may be available to clients who provide a reasonable plan or clearance source.
Self-Managed Super Fund (SMSF)
Addresses the needs of high-net-worth clients in their pension phase by giving them the ability to use Self-Managed Super Fund income.
Foreign Income
Allows for use of up to 100% of foreign income for non-resident borrowers from 9 jurisdictions.
Diversified Commercial Lending/Asset Structure and Commercial Property Investment
Allows for assets such as shares and residential/commercial property to be used as security.
Book a Call or Online Meeting
Get in contact with us today
Alan Harrosh 0422 264 558
Mark Harrosh 0407 877 115
1300 671 801 (Chadstone Office)
admin@roshpartners.com.au
Arrange a review / same-day call back
Frequently Asked Questions
-
Private banking offers a personalised and premium level of financial service for high net worth individuals. It typically includes tailored lending solutions, wealth management, and access to exclusive financial products not available through retail banks.
-
Eligibility for private banking generally depends on your income, net assets, or loan size. While requirements vary by lender, private banking is usually suited to clients with high incomes, complex financial structures, or lending needs over $1 million.
-
At Rosh Partners, we use our long-standing relationships with private banks to secure lending solutions that match your unique financial situation. We manage the process end-to-end, from presenting your application to structuring your loan for optimal results.