If you are wondering whether you’re current rate is competitive or whether you have the most effective loan structure, then talk to one of our brokers who are specialists in mapping it out so it just makes sense.

The Effects of Additional Payments on your Loan

Reasons to Refinance or Restructure

  • The difference between a few basis points can make a staggering difference to the amount of interest you pay over the life of your mortgage. 

  • Reducing the loan term when refinancing literally takes years off the life of your home loan. We can also model repayments based on an accelerated loan term so that you can take a break from making additional repayments when you need to.

  • Fixing all / part of your loan - while interest rates are at record low levels, so are fixed rates.  Why not consider splitting your loan and fixing a portion to have certainty with your financial commitments?

  • Mortgage products and policies are ever changing.  What was once the most competitive rate going round may now seem old and expensive.  Our brokers have access to the latest tools to search the mortgage market and go through hundreds of different products

  • Access equity from your property to use for any acceptable purpose - renovations, investment, purchase a vehicle etcItem description