We are experts in financially modelling an investment property so you can make informed decisions

Purchasing an investment property can be a great way to create wealth over time. Buying the right property is key, as well as having the right finance structure that underpins the portfolio.

 

Current Lending Policy

  • Maximum LVR without Lenders Mortgage Insurance (LMI) is 80%

  • Maximum LVR with LMI with the majority of lenders is 90% (LMI can be capitalised); exceptions exist

  • 30 year loan terms with Interest Only periods available up to 5 years

  • Genuine Savings - required when borrowings exceed 90% LVR.  Lenders need to see 5% of the purchase price saved in your own account for minimum 3 months.  These funds can be equity held in another property

 

Model Your Figures

Our brokers use detailed modelling tools to calculate real holding costs for your investment purchase.  This means we can model the numbers on current economic variables but also take into account future changes such as higher interest rates, inflation, rental yields etc.  Speak to one our brokers today to go through your own figures.