Purchasing an investment property can be a great way to create wealth over time. Buying the right property is key, as well as having the correct finance structure to underpins the portfolio.

Work with one of our mortgage brokers to work through the feasibility of purchasing and model the cash-flow of holding the investment long term.

 

Current Lending Policy

  • Maximum LVR without Lenders Mortgage Insurance (LMI) is 80%

  • Maximum LVR with LMI is 95% (incl. of LMI) 

  • 30 year loan terms with Interest Only periods available up to 10 years

  • Genuine Savings - required when borrowings exceed 90% LVR.  Lenders need to see 5% of the purchase price saved in your own account for minimum 3 months.  These funds can be equity held in another property

 

Model Your Figures

Our brokers use detailed modelling tools to calculate real holding costs for your investment purchase.  This means we can model the numbers on current economic variables but also take into account future changes such as higher interest rates, inflation, rental yields etc.  Speak to one our brokers today to go through your own figures.