Refinancing or restructuring your loan can be an effective way of ensuring that your mortgage plan and structure remain inline with your financial strategy. As times goes on, mortgage products change and so refinancing usually means more competitive pricing, fees and smarter features.

Our brokers work closely with you to understand your needs, your habits and your goals.


Current Lending Policy

  • Maximum LVR when financing land & construction purchases is 97%, inclusive of LMI premiums

  • Maximum LVR when refinancing is 90%, plus LMI costs

  • Maximum Cash Out when refinancing is limited to 90% of the security valuation, plus LMI costs

  • Interest only repayments during construction


The Effects of Over-paying your Loan

Learn about the effects of over-paying your home loan and how this translates into massive savings in interest and time off your mortgage term.